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Everything You Need to Know About Payday Loan Consolidation

If you’re feeling trapped in a perpetual cycle of cash-based payday loans then you’re not the only one. Twelve million Americans borrow payday loans every year, according to Pew Charitable Trusts, and the Consumer Financial Protection Bureau (CFPB) estimates over 80% of payday loans are carried over or renewed in two weeks. Payday lenders earn the […]

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Financial Therapists: Examine Money Beliefs to Disrupt the Debt Cycle | Personal finance

Lesson 2: Focus on where you want to go While debt can seem overwhelming, adopting a growth mindset rather than a fixed mindset is crucial, says Wasserman. A growth mindset means believing that things can change and you can be the one to change them. “Take that statement of ‘I’ll always be in debt’ and […]